When I first heard about the giant “golden parachutes” that were supposed to go to the CEOs of Fannie Mae and Freddie Mac – in the neighborhood of $10 million each – I was pretty mad. After the government stepped in to bail them out, we, the taxpayers, were on the hook for these ridiculous firing bonuses. These two men had been in charge of the two companies when it was decided that they couldn’t go on without a government bailout – even if they didn’t start the practices that led them here, they certainly must have been aware of what was going on. Now, after their mismanagement and incompetence, taxpayers were going to pay them more than most of us will make in a lifetime. But then a friend pointed out that we can’t pick and chose which employee payments get made when disaster happens. The government has just stepped in and said, “We’re renegotiating the employment contracts retroactively because it’s too much money”. Partly I’m torn. It is really infuriating that these guys will get so much money for utterly failing at their jobs. It’s infuriating that we’ll have to pay for it. But it’s not the government’s place to come in and change the game at this point. Yes, the government is paying some or all of the bills. But if we wanted that sort of control over what happened at Fannie and Freddie, we should have created the Department of Secondary Mortgages. Then the “CEOs” would be appointees and we could make political statements and fire them without resorting to just telling them that the legal contracts they signed are null and void just because we say so.
Tag: complaint
I never wanted to do business with Countrywide in the first place
I’m among the many people who had their personal information sold by a Countrywide employee to some “third party”. I’ll share the first paragraph of the letter.
We are writing to inform you that we recently became aware that a Countrywide employee (now former) may have sold unauthorized personal information about you to a third party. Based on a joint investigation conducted by Countrywide and law enforcement authorities, it was determined that the customer information involved in this incident included your name, address, Social Security number, mortgage loan number, and various other loan and application information.
If this were happening to someone else, it would make me laugh on so many levels. First, the “employee (now former)”. It’s sad that they felt the need to specify that the employee is no longer employed. It’s sadder still that, had they neglected to mention it, many would have assumed that the employee was still there, undoubtedly selling more information to more third parties. Then, he/she “may” have sold. If you aren’t sure that my information was sold, how can you be sure what information was involved? And then to list all these things specifically and then add, “other loan and application information”. Have you ever applied for a home loan? It’s about a 7,000 page application. If this “third party” studies for a bit, he could email my mother and she’d think it was me. My favorite part is that I didn’t even set out to do business with Countrywide. Because of the ridiculous shell game that is the mortgage market in this country, I never went to Countrywide and asked for a loan. Sure, I signed papers allowing my lender to sell the loan or the servicing or whatever they did to Countrywide. But that doesn’t mean I wanted to do business with them. They end the letter with another apology.
We apologize again that this incident has occurred and for any inconvenience or worry it may have caused.
No, not “we apologize that we vet our employees like John McCain vets VP candidates (ZING!)”. Not “we’re really sorry we betrayed your trust and exposed you to identity theft”. Nope, they’re sorry it happened. They’re sorry you’re all freaked out and upset that someone has all sorts of personal financial information about you Apologizing for what happened without ever acknowledging that it was your fault is not an apology at all. Not once in the letter do they take any sort of responsibility. They “take [their] responsibility to safeguard your information very seriously”. Yes, they are very serious about offering two years of free credit protection once incidents like this happen. If that’s taking it seriously, I’d hate to see how they handle problems they don’t feel are very important.
Running, cramping
I went running today for the first time since before my surgery. Things were going great for the first mile and a quarter. My toe didn’t really hurt, and I was feeling pretty good. Then I got a leg cramp. I’ve never had one before from running. I talked to my sister, and she thinks it’s because “the surgery changed the biomechanics of [my] running”. That sounds feasible. I was trying to run normally on the bad foot, but I’m sure I wasn’t. But it was a good start. I ended up, according to Map My Run, running about 1.4 miles then walking 1.6. Next time I expect to do better. I don’t have much time to get ready for my 10K.
Baby Never Forget
No baby yet. I am becoming increasingly worried that we will have a baby born on September 11th. I mean, that wouldn’t be the end of the world, and it would attach a nice thing to that unfortunate date, but it really isn’t my first choice of birthdays for the kid. In any event, a friend told me yesterday that, if the baby is born tomorrow, we have to name it Never Forget. Or Rudy Bush. I was thinking, though, that if it was a girl we could probably get away with Neverina Forget. That has kind of a nice ring to it, huh? Or maybe Giuliana Bush. Edit to add: Another friend suggested FREEDOM GLORY. I like the all-caps. That means the baby will be forceful and confident. Feel free to add your own 9/11 baby name suggestions in the comments. If one of them makes me fall on the floor laughing, I promise to name the baby that. Thankfully, the wife will certainly veto this.
The baby is officially late
The official due date has come and gone, and the house is still baby-free. That’s okay, because it’s perfectly normal for first-time mothers to be late. However, it’s not okay, because the wife would really like to be done with this whole pregnancy thing. And I’d really like to meet our kid. We’re not quite at the “spicy food and pineapple” stage, or any of the other crazy techniques to entice the kid to come out. For all you parents out there – did you do anything to get the kid to come out? I’d especially like to hear things that 1) worked and 2) are fun for me. Like, if you went out to a really nice dinner, maybe? Or I really like the suggestion that pregnant women should clean the floor on their hands and knees because it’s a good position to relieve pain from carrying the baby.
The worst inning in the history of the Universe
Thankfully I didn’t actually watch this, because there would be a giant hole in my TV right now. The Orioles started the eighth inning down 3-2 to the Athletics. No big deal, right? The O’s hit like crazy. One run is nothing. According to ESPN’s play-by-play, it went a little downhill from there. We start the inning with a walk, then a hit batter. That won’t do, so Brian Burres comes on in relief. Stolen base, walk, walk, and it’s 4-2. Burress is gone. Some guy I’ve never heard of comes in to pitch. Walk, walk, strikeout, walk, and it’s 7-2. The next pitcher gets a fly out and they’re almost out of the inning . . . Except for the grand slam. That is eight runs, ONE HIT, and no errors. Six walks and a hit batter. This is actually worse than the Redskins’ performance last night. This is, in fact, worse than any performance in the history of sport. And this on the same day that ESPN announces our worthless manager will be back next year. Does anyone know the record for walks allowed in a year? Are we going to break it this year? If not, I’m sure we’ll get it next year. That’s something to shoot for. If you’ll excuse me now, I think I’m going to go curl up in the corner and cry until I’m an Angels fan.
Nine points has never looked so bad
As promised, I have a few things to say about the Redskins’ opening day loss to the Giants. In some sense I’m still in shock. You know how some teams have a great game plan, but just don’t have the personnel to pull it off? And some teams have all the talent in the world, and just keep banging their collective head into the wall? Last night, the Redskins displayed the worst of both worlds. They had neither the talent nor the plan, and the result was much worse than the score indicated. The two things that top my list of inexcusable faults are the tackling and the punting on fourth and short. The Redskins didn’t tackle. At all. Nearly every guy on the team managed at some point to get bowled over by Brandon Jacobs. Eli Manning made the linebacking crew look silly on his touchdown run. The punting was ridiculous. Not the performance of our rookie punter – he was fine. But the decisions to punt. I’m not a big fan of the punt in general. Sure, it has its place. But with less than three to go, I’d like to see coaches go for it more often than not. So what did Jim Zorn do? I lost track of how many times he punted on fourth and one or two. When the Redskins needed a change in momentum and they had the ball near midfield, did he challenge them to win the game? No, he gave it back to the Giants. Punting on fourth and one from your own 40 while down two scores in the fourth quarter is putting a big sign on your forehead that says, “I’m trying to keep this game close because I’ve given up on winning”. The only thing that saved this game from getting completely out of hand was Eli Manning’s lack of talent and Tom Coughlin’s stubborn refusal to run the ball. When your running back is averaging over five yards a carry and you have a lead, why would you even consider passing the ball? As a team, the Giants averaged 4.8 per carry, and that’s including Eli, credited with -1 yards on two rushes. If your average two rushes result in a first down, you never trail in the game, and you still call 35 passes, you’re a moron. The Redskins’ lesser sins were in abundance, as well. I’m not sure why no one except me has ever noticed that Randle El is a terrible punt returner, but someone should really tell Zorn that. Watch every punt returned for a touchdown in the last 20 years. If more than one in ten involved as many changes in direction as the typical Randle El return, I’ll eat my hat. And it’s not like he doesn’t have a role model – Rock Cartwright is one of the most consistent kick returners I’ve ever seen because he gets the ball, finds a hole, and RUNS FORWARD. I don’t know why we didn’t cover Plaxico in the first half. A miserable throw from Eli when he was wide open probably cost him a touchdown in the first quarter. He consistently had no defenders anywhere near him as he caught pass after pass. I know Shawn Springs is out, and we lost Fred Smoot late in the game, but no one playing for an NFL team should get beaten that badly, every time. Now, the good news – the season has to go up from here! Also, we can look forward to the Giants returning to Earth after their Super Bowl win – if they had played a real team today, they would have lost. Badly. Jacobs will not continue to rush like that. And most offenses are not nearly that ineffective. So there’s still hope. And we still have the Tony Romo December meltdown to look forward to. The NFC East is still wide open.
The unintended consequences of blocking webmail
No matter how hard you try, you can’t effectively block anything on the internet. My favorite angry tech geeks just mentioned the great quote from John Gilmore, “the internet interprets censorship as damage and routes around it.” That’s not exactly what happened when they blocked webmail at work, but it might as well have been. There’s a free wifi signal in our building provided by the DC government. I have no idea why it’s there, or who it’s meant to serve, but it’s been great for me. However, it goes in and out a lot. You have to authenticate with an email address every time it drops you, and sometimes that would happen every few minutes. It could be really frustrating, especially when I really needed that connection. It was the only connection I had for the laptop where I do all my work, and when it wasn’t working, I couldn’t get to source control, I couldn’t do all sorts of necessary work tasks. So, when they blocked webmail on the official work network, the DC wifi took a beating. They started blocking on a Monday, and through Wednesday, the DC wifi was totally useless. Even when it would successfully authenticate me, it wouldn’t let me do anything. What happened next? Whoever runs that wifi network must have upgraded some equipment, because now that connection is better than it’s ever been. They must have gotten complaints from whoever is actually supposed to be using that network, and took steps to improve it. And now I have a pretty reliable connection. It hurts my argument that work needs to buy me a Blackberry, but I didn’t really need a Blackberry. In some sense, everyone wins here. People aren’t checking webmail on the official work network. As misguided a security policy as that is, it remains their right to block webmail. And I have a better uncensored connection that helps me be more productive at work. Clearly I’m not the only one using it, and the others undoubtedly benefit from the increased quality of the wifi service. More and more, we have to realize that everything is available on the internet. You can accept that, figure out how it affects your business, and move forward. Or you can waste resources fighting against it until you realize that no amount of censorship, lawsuits, or new laws will ever stop the flood of information.
The walk is unforgivable
I hate walks. I’d rather a pitcher give up a home run than a walk. If a batter hits a home run, he beat the pitcher. It happens. I understand that. But if a batter walks, the pitcher just blew it. There is no excuse for walking a batter. I knew the Orioles were playing above their heads for most of the season. They were expected to be bad, and they were in it for quite a while. But there was always something bothering me about the team. It turns out it’s the walks. They lead the American league with 582 walks allowed coming into this game, an average of 4.2 per game. 4.2! Some highlights from that:
- “Closer” George Sherrill has 30 walks in 50 1/3 innings (5.4 walks per nine innings)
- Fernando Cabrera – 16 in 27 innings (5.3 BB/9)
- Jeremy Guthrie and Jamie Walker are the only players on the team who are below the league average of 3.3 BB/9
- Dennis Sarfate has walked 60 in 74.3 innings – 7.3 BB/9!
I mean, seriously. How is a team supposed to win like that? The offense has been pretty good. But none of the starters except Guthrie can make it through the fifth innings with any sort of regularity. As I type this, walk machine Radhames Liz (6 BB/9) has just exited the game in Boston after 3 and two thirds, the Orioles down 7-1. It’s pretty frustrating for the fans. Oh, look, home run by Dustin Pedroia and it’s 10-1, Sweet.
Wolf Blitzer needs to go
I hate to bring this up again, but Wolf Blitzer was worse last night than he has been previously. They were talking about Obama’s acceptance speech, which I thought was excellent. The confetti and fireworks were over, and someone on stage started some sort of closing prayer. Now, I’m not a religious person. And I don’t like mixing religion and politics. But if people are praying, you should be respectful. And most of the CNN talking heads were – someone suggested that they all shut up for a minute. That lasted for all of two or three seconds before Wolf started talking again! And about nothing! He was sending everyone to CNN.com for more information. Wolf Blitzer needs to be reminded every single day that anyone with good enunciation can do his job. Just because he’s well known does not mean that he’s important. The day robots can read cue cards is the day that Wolf Blitzer is redundant.