Yesterday morning around 10am, I got a notification of a charge on my credit card. I didn’t recognize it – it was about $10 at walmart.com. We generally do not patronize union-busting establishments (don’t ask me about my Amazon Prime account), so this was unusual. I called Capital One and they cancelled the card. This was frustrating, though necessary, since I know the number by heart and I’ve become somewhat attached to it.
By 1130, I had a notification on my phone that my card number on Google Pay had been updated so I could continue to use Google Pay even though my physical card was cancelled.
Noon today, my new card arrived via FedEx.
It’s really amazing that in barely more than 24 hours, the ONLY issue I have is having to memorize a new card number. Capital One even updated the number at many of my existing recurring payments, and provided a list of those they were not able to change themselves. I’m going to wait until I get an email saying they couldn’t charge my card because I’m lazy, but I appreciate the thought.
So, just one more reason to get a Capital One Venture X card. It’s about $400 a year but that comes with a $300 travel credit if you book through their service. It covered my Global Entry fee, and there are a ton of other benefits. It’s the best credit card I’ve ever used.